Resources and inspiration for ambitious builders
Mercury applies for OCC national bank charter to become the bank for builders
The application underscores our profitability and long-term vision to create a regulated, software-led financial institution for ambitious companies and individuals.
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Mercury enters payroll
Mercury has acquired Central, an AI-native payroll, benefits, and compliance platform for startups
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Practical learnings, resources, and guides to help you build your business
Choosing the right POS system for your startup
A POS isn’t just a checkout tool. It’s the front door to your financial operations, and can help with handling payments, tracking inventory, reporting sales, and reconciling purchases.
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The best marketing automation tools for startups (and how to choose one that’s right for you)
Even if you’re an expert at juggling growth manually, what has worked for you at 10 customers won’t still work at 100 or 1,000 customers. It could be time to automate.
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The default alive calculator: How to know if your burn is sustainable
Learn how to understand whether your startup can reach profitability on its current path or if you need to raise more funds.
Framer vs. Webflow: Choosing the right website builder for your startup
Learn how to choose between Webflow and Framer, so you can launch quickly, build credibility, and support growth.
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The founder’s guide to negative pledges and protecting intellectual property
In this guide to negative pledge clauses, learn how they affect your startup’s intellectual property and what founders should understand before signing a debt agreement.
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How intangible assets — like IP and brand — impact startup valuation
Early-stage startups often have few physical assets but still command high valuations. Much of that value comes from intangible assets, like intellectual property, brand strength, and proprietary data.
Your net worth is 80% startup equity — now what?
Learn the importance of equity diversification and how to build an equity monetization strategy, without undermining company confidence or long-term upside.
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How to increase profitability without impacting customer satisfaction
You’ve built a solid customer base full of people who love what you have to offer. So, they won’t mind paying a little more, right? Unfortunately, it’s not that simple.
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Monthly vs. quarterly P&L reviews: A guide for busy founders
How often should founders review their income statement? A practical guide to building the right financial review cadence.
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5 ways growing startups can improve their net income margin
What is a good net income margin? Here are five ways startups can improve their net profit margin and scale efficiently.
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How to shift variable costs to fixed costs for stronger margins
Understanding when to convert variable costs into fixed costs can strengthen margins, improve predictability, and unlock operating leverage for growing businesses.
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Cash float strategies for your ecommerce startup in 2026
You’re probably hyperaware of the cash going in and out of your bank account. But are you actively managing your cash float to strengthen your business?
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5 warning signs that inflation is eroding your profit margins
How can startups effectively balance profit margins and inflation? Discover five warning signs and practical steps to respond to — before margin erosion becomes a runway problem.
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Cost-benefit analysis for software tools: When is an enterprise subscription worth it?
Enterprise tiers of software subscriptions promise security, advanced automations, and multiple integrations. But is your startup ready for it?
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Impairment testing: What happens when your company’s assets lose value?
A overview of asset impairment, goodwill testing, and how startups should handle declining asset values on their balance sheet.
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Favorable versus unfavorable variance: When “saving money” is actually a red flag
A favorable variance doesn’t always mean good news. It can signal missed growth, delayed hiring, or flawed planning. Here’s how founders should interpret favorable vs. unfavorable variances.
Salary benchmarking for startups: What it is and how to implement it
A practical guide to setting pay with confidence, using market data to hire competitively while protecting runway
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Three-way matching: How to incorporate it into your accounts payable process
From purchase orders to invoice approvals, here’s how three-way matching works and how to introduce it into your AP process without adding unnecessary complexity.
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Deferred revenue explained: Why getting paid isn’t the same as earning revenue
Subscription-based companies need to simultaneously manage incoming cash and accurately record deferred revenue. Here’s how to balance balance the two.
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Invoice coding best practices for startups
Learn how to build simple, scalable invoice coding processes for accounts payable and receivable.
U.S. business certifications explained: MBE, WBE, 8(a), HUBZone, and more
Get a clear breakdown of major U.S. business certifications, including what they require, who qualifies, and when it makes sense to get one.
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Business loan default: What happens if you miss a payment?
Learn what qualifies as a business loan default, the consequences founders face, and steps you can take to protect your finances.
ACV, ARR, CARR, or MRR? An overview of the most common revenue metrics
A practical guide for early-stage SaaS founders building dashboards, investor updates, and fundraising decks
A founder’s framework for issuing equity vs. higher salaries
Learn how to navigate equity versus salary decisions in early-stage startups and balance dilution, runway, and ownership, with clarity and confidence.
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Stories to engage and explore the entrepreneurial imagination
Building marketplaces with Sara Mauskopf
Six years into Winnie, Mauskopf shares learnings, challenges, and thoughts on the road ahead.
Charles Hudson is optimistic about outliers
Find out how one investor finds success in the margins.
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Carolynn Levy, inventor of the SAFE
Levy shares how she wrote the five-page document that underpins much of early-stage venture capital today.
Ryan Hoover errs on the side of curiosity
How the founder and investor’s inquisitive nature charts his course.
Company and product updates, plus glimpses behind the scenes
Accelerating our ambitions
Today, we’re announcing Mercury's $300M Series C — a mix of primary and secondary funding — at a $3.5B valuation, led by Sequoia Capital.
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Articles on connecting with investors and funding your vision.
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