Simplify with bill pay and banking in one

Enhance financial precision with accounts payable automation built right into your bank account.
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Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

Handle all your bills with precision

Pay your bills more accurately with built-in software that eliminates manual work.

Stay on top of bill management

Receive a bill to your designated email and it’ll appear in your bill inbox, automatically organized by approval status and due date so you know what bills to prioritize.

Harness AI to process bills faster

As soon as a bill arrives in your bill inbox, its details will automatically populate — allowing you to easily cross-check info and eliminate manual errors.

Never pay the same bill twice

Mercury automatically detects duplicate bills, giving you an extra set of eyes and preventing you from overpaying.

UI showing how duplicate invoices are captured

Control your funds from end to end

Pay bills directly from your bank account to eliminate the middleman and optimize your cash flow.

Hold on to your money longer

By eliminating third-party processing, you pay bills the moment you need to — allowing you to maximize your cash flow.

Pay the way you want

Schedule and send payments directly from your Mercury account via ACH, domestic and international wire, or check.

Approve bills effortlessly

Set up multi-layered approval rules and approve bills right inside Slack or Mercury’s mobile app.

Prevent unauthorized payments

Avoid sending payments to fraudulent recipients by ensuring that only known vendors are allowed to send you bills.

Close the books in record time

Use your real-time financial data and automated syncing with NetSuite, QuickBooks, and Xero to expedite reconciliation.
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Everything you need to run your finances in the same place

Pricing that works with your business

Access more bill pay power with paid plans starting at $35/month.

Mercury

$0/ Month

Powerful business banking and finance essentials.

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Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process up to 5 bills/month


Invoicing

  • Unlimited invoice generation



Reimbursements

  • Reimburse up to 5 users/month


Closing the books

  • Xero

  • QuickBooks

Mercury Plus

$35/ Month

Everything Mercury offers, with more billing and invoicing power.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process 20 bills/month

    + $2/additional bill

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 20 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

Mercury Pro

$350/ Month

Everything Mercury Plus offers,
with advanced workflows and dedicated support.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process 250 bills/month

    + $1/additional bill

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 250 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

  • NetSuite

Tap into expertise

  • Relationship Manager

    Also guaranteed at $10M+ in deposits

Compare all features

Don’t just take it from us

As a founder with limited time and energy, Mercury Bill Pay is a crucial asset. It automated what used to be a very manual process that required a lot of attention to detail. That’s made it easier for me to juggle day-to-day operations, engineering, and team management, on top of other tasks.

Jason Kuperberg

Co-Founder

HyperWrite

AI

FAQs

Mercury Bill Pay is an automated accounts payable solution that allows you to easily manage all your company’s bills with precision. Paying bills out of your Mercury account means that there is no middleman, giving you more visibility and control of your funds from end to end. You eliminate third-party processing of your funds and hold on to your money longer. Receive or drag and drop bills into your bill inbox and we'll automatically populate bill details for you and detect any duplicate invoices. Approve bills effortlessly and prevent unauthorized payments with a pre-approved vendor list.

Mercury Bill Pay is only available to Mercury customers. For Mercury business banking, go to your Bill Pay tab in your left profile menu under Workflows. For Mercury Personal, go to Bill Pay under Payments in your left profile menu. If you don’t already have an account, you can apply for one here.

All customers can process five free bills per month, but also have the option to upgrade to a paid plan (starting at $35/month) in order to pay more bills, as well as unlock certain capabilities like more invoicing features and our enriched NetSuite accounting automations. Learn more about pricing hereIf your business doesn’t need access to these advanced financial workflows quite yet, don't worry. Our business checking and savings bank accounts products are free for everyone. Anyone can send payments from their Mercury account without subscribing to a paid plan, and when you're ready, you can upgrade to access the advanced features at the price point that makes sense for your company and volume of business.

While anyone can send payments from their Mercury account without subscribing to a paid plan, using Mercury Bill Pay gives you more precision and control and allows you to pay bills more efficiently. Using AI, Mercury Bill Pay automatically extracts data so there is no need to copy and paste invoice information. Bill Pay allows you to receive bills to a dedicated bill inbox, which helps you manage and prioritize your unpaid bills, organizing them by approval status and due dates. Lastly, Bill Pay allows you to sync your bill data directly to your accounting software.

You can schedule and send payments directly from your Mercury account via ACH, domestic and international wire, or check.

Yes! Categorize a bill with a GL code right when you pay it, and your bill information will automatically sync to QuickBooks, NetSuite, or Xero. If you prefer, CSV file downloads are also available, which you can upload to your accounting platform of choice.

Yes! When you’re ready to pay a vendor, request their payment details and essential tax documents (W-9 or W8-BEN) and store them in your Mercury dashboard.

Precision. Control. Speed.

Operate more efficiently with bill pay built right into your Mercury account.

Disclaimers and footnotes

    Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust ®, Members FDIC. Deposit insurance covers the failure of an insured bank.