Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

Effortless invoicing built into your bank account

Send polished invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.

Seamless online invoicing and payments for you and your customers

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Generate invoices with a personal touch in minutes

Customize your invoices with your company’s logo and preferred color scheme.

Receive payments the way you want

Give your customers the flexibility to pay by credit card, Apple Pay, Google Pay, wire, ACH transfer, or ACH debit for subscribers.

UI showing that users can pay invoices through Mercury & via card payment, wire, or transfer.

See the status of all your invoices at once

With a quick snapshot, you can view who owes you what, filter by status, and take action from there.

UI showing how you have a birds-eye view of invoices

Accounts receivable efficiencies that minimize manual work

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Say goodbye to endless back and forth. Say hello to streamlined invoicing.

Reduce reconciliation time with invoicing and banking in one

Incoming payments are matched to the right invoices automatically, saving you time and brainpower.

Empower your team with the right level of access

Grant special permissions to your finance team or bookkeepers and decide who has access to request payments.

UI showing a selected user permission to send invoices and create payment links

Stay in sync with your accounting software

Automatically import all your invoice payments to QuickBooks, NetSuite, or Xero.

Everything you need to run your finances in the same place

Fictional invoice highlighting three specific items: Item 1 - credit card number, item 2 - name, item 3 - total amount

Bill pay

Streamline your bill payments by powering them directly from your bank account.

Quickbooks, Xero, and Netsuite logo orbiting a Mercury logo

Accounting automations

Simplify reconciliation with accounting integrations that streamline your financial workflows.

Abstracted UI showing various accounts: checking, savings, and credit.

Bank accounts

Secure up to $5M in FDIC insurance through our partner banks and their sweep networks.

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IO credit card

Confidently scale your team with the IO Mastercard. Earn 1.5% cash back with startup-friendly credit limits.

representative Treasury portfolio

Treasury

Earn yield on idle cash right alongside your operating accounts.

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Venture Debt

Supercharge your growth and extend your runway with Mercury Venture Debt.

Invoicing and finance tools that can scale as your business grows

Access unlimited invoicing for free, or get more invoicing power with our paid plans.
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Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation



Reimbursements

  • Reimburse up to 5 users/month


Closing the books

  • Xero

  • QuickBooks

Get Started

Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • ACH debit

    + $1/ACH debit transaction

Reimbursements

  • Reimburse up to 20 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

Get Started

Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • ACH debit

    + $0/ACH debit transaction

Reimbursements

  • Reimburse up to 250 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

  • NetSuite

Tap into expertise

  • Relationship manager

    Also guaranteed at $10M+ balance

Don’t just take it from us

It takes seconds to generate formal invoices, which I really appreciate. It's very easy and self-explanatory. Plus, it keeps everything organized – not only for us, but also for our clients.

Aizada Marat

CEO and Founder

Alma

Legal services

Mercury makes the invoicing process so smooth, intuitive, and easy — like decaf-level relaxed. It now seems so obvious that invoicing should be nested right in with your banking.

Matthew Smith

Founder

Wimp Decaf Coffee Co

Ecommerce

As a small business owner, invoicing has always been cumbersome and manual. Mercury Invoicing makes it intuitive, simple, and far faster. And best of all, it keeps everything in Mercury.

Nathan Sanow

President

MasterCare LLC

Insurance

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Frequently asked questions

Mercury Invoicing lets you send professional invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.Mercury Invoicing makes getting paid seamless. Generate invoices with your logo and preferred color scheme in minutes, and give your customers the flexibility to pay by credit card, Apple Pay, Google Pay, wire, ACH transfer, and ACH debit for subscribers. With a quick snapshot, view who owes you what, filter by status, and take action from there. Additionally, you can minimize manual work with recurring invoicing, reminders in one click, and the ability to easily edit your invoices, even after sending. Banking and invoicing in one helps you reduce reconciliation time – incoming payments are matched to the right invoices automatically. 

Mercury Invoicing is only available to Mercury customers. Go to your Invoicing tab in your left profile menu under Workflows. If you don’t already have an account, you can apply for one here.

Mercury Invoicing offers a variety of payment methods, including:
  • Credit cards, Apple Pay, and Google Pay: Choose to enable credit card payments via Stripe to make it easy to get paid.
  • ACH or wire: Include ACH or wire transfer instructions with your invoice.
  • ACH debit: Subscribers1 have the option to accept payments through ACH debit. Your customer must opt-in to this payment method.
  • Pay with Mercury: Mercury customers have the option to easily select the account they wish the funds to be withdrawn from.
1Plus subscribers will be charged an additional $1 per ACH Debit transaction, while Pro subscribers will incur no additional fees for ACH Debit transactions. Fees for ACH Debit transactions will accrue each time that your payer(s) initiates an ACH Debit entry, regardless of whether the payment is successful.

Customers can create, send, track, and receive payments on as many invoices as they’d like in the free version of Mercury. Advanced financial workflows and invoicing capabilities, like sending recurring invoices and including logos and preferred color schemes, are available as part of our paid plans (starting at $35/month). Learn more about pricing here. It’s free for customers to pay you by ACH transfer, wire, or check through Mercury. Stripe charges a processing fee for each credit card payment, which is typically 2.9% + $0.30. Mercury charges an international transaction fee on non-USD debit and credit card transactions.

Yes! If you receive a payment for your invoice outside of Mercury, you can navigate to the Invoicing page and mark it as paid. Just add the payment date and method to close out the invoice.

Our standard bank feed imports will be available via QuickBooks, Xero, and NetSuite. Once an invoice is paid, we’ll automatically sync the payment records via a bank feed. CSV file downloads are available, which you can upload to your accounting platform of choice.

All Mercury admins have access automatically, and you can grant custom user permissions for additional team members.

Open your account in
10 minutes or less

Streamline your workflows with invoicing and banking built right into your Mercury account.
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.