Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

Modern banking for modern accountants

Do more for your clients and your firm with banking, cards, and invoicing in one amazing experience.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Everything you need to run your firm’s finances in the same place

Powerful banking that’s extraordinary to use

Explore Banking

  • Apply in 10 minutes and open an account with no minimum or maintenance fees

  • Free ACH debit and free domestic and international wires in USD

  • Free cards and invoicing

  • 20× the industry standard in FDIC insurance through our partner banks and sweep networks

Minimize busy work and focus on high-value services

Explore Financial Workflow

  • Streamline invoicing to reduce reconciliation time with a better back office

  • Pay bills right from your bank account

  • Automate payroll with easy wire drawdowns

File 1099s right from Mercury

  • Manage your client's tax documents and prepare forms

  • File Federal and State 1099-NEC and MISCs for the 2025 tax season

  • Track progress and correct or void filings as needed

  • No exports or third-party tools required 

1099 tax filing

Categorize and sync your data in a click

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Mercury for Accountants Partner
Working with clients’ banks used to slow accountants down. Being a partner with Mercury for Accountants changes everything. Its efficiencies make it a preferred choice for accountants and their clients.

Kenji Kuramoto

Founder, Acuity

Become a referral partner

Bring the power of Mercury to your clients and unlock special perks.

Partner With Us

VIP status

Expedited onboarding and dedicated support for your clients

Streamlined dashboard

Easy client management through your Advisor Portal

Premium benefits

Free Mercury Pro for your firm and referral bonuses of $1,000

Perks and tools that put you ahead

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Perks

Our perks include deals for AWS, QuickBooks, Notion, Slack, Namecheap, and more.

Explore Perks
Image showing the actions you can take with invoices — send, remind, get paid all in Mercury.

Tools

Explore our suite of free tools like our invoice generator, profit margin calculator, and more.

Explore Tools

Frequently asked questions

You’ll need your company’s official formation documents, your IRS-issued EIN document (for U.S. entities only), and a picture of the government ID (e.g., a passport or U.S. driver’s license) for each founder or majority owner of your company. You'll also need to provide some information about your company and each company owner.Customers must have some type of existing or planned operations in the U.S. and a U.S. or international address for their principal place of business. This can be a residential address, but may not be a registered agent, PO box, or UPS box address. Our customer base includes startups and ecommerce companies, as well as venture capital firms with entities in the Cayman Islands, British Virgin Islands, and United Arab Emirates. Upon applying, we’ll review to ensure you have up-to-date formation documents and otherwise satisfy our onboarding requirements.We cannot currently support accounts for businesses with founders or financial controllers living in the countries and regions listed here.For more information on eligibility and required documents, please see this article.

Yes, we’re proud to support U.S. companies founded by people across the globe. Customers must be formed and registered in the United States or a U.S. territory, must have some type of existing or planned operations in the U.S., and have a U.S. or international address for their principal place of business. This can be a residential address, but may not be a registered agent, P.O. box, or UPS box address.We cannot currently support accounts for business with founders or financial controllers living in the countries and regions listed here.We’d love to support residents of more countries over time, so let us know at [email protected] if you live in one of the above countries and we’ll let you know if anything changes.

Mercury checking and savings deposits are FDIC-insured up to $5M through our partner banks and their use of sweep networks. As a broader effort, we are working on expanding all coverage even further. You can learn more about FDIC insurance here.

Mercury for Accountants is a partnership program for accounting firms who refer clients to Mercury. By becoming a partner, you can boost productivity for your firm and access special perks, resources, and benefits. Learn more at mercury.com/for/accountants.

Join 200K+ startups and small businesses on Mercury

Apply in 10 minutes — no minimums required.

Open Account

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.