Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

Banking designed for your peak season

Get the control, insights, and capital you need to win the holiday rush and navigate the seasonal cash flow crunch.
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Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.

Here’s a look at your busiest time of year running smoothly with Mercury

01: Win your peak season before it begins

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Prep your accounts

Set up auto-allocations for taxes, expenses, and profit so you’re not scrambling mid-season.

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Fill in cash flow gaps

Get working capital loans for inventory and ad spend so you don’t have to wait on revenue.

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Pay suppliers without high fees

Secure inventory with free USD wires, 1% international payments, and 3% FX on card spend.

02: Manage your holiday season seamlessly

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Get paid without the wait

Skip payout delays with real-time payments (coming soon) so that revenue hits your account in seconds.

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Spend smarter and get more back

Access our IO credit card with an industry low minimum balance and earn uncapped 1.5% cashback.

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Act on in-the-moment insights

Real-time cashflow and spending data helps inform your scaling or pivoting decisions.

03: Shift to strategizing after the rush

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Look back to plan ahead

Break down holiday spend and revenue to forecast smarter for what’s next.

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Reallocate any way you want

Pay expenses, cover taxes, and take profit confidently with post-peak cash already sorted.

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Streamline your accounting

Categorize and sync transactions with your accounting software to help close the books faster.

Here are some resources we made to help you throughout peak season

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Your ecommerce peak season checklistArticle
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What is inventory financing? A guide for ecommerceArticle
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How the new tax law could impact your ecommerce businessArticle
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How to use our forecast model built for ecommerceTool
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Purchase order templateTool

Expert Session: How to Scale a Consumer Brand

An exclusive Q&A with Chris Meade (co-founder of Crossnet) and Nick Dellis (Head of Revenue at Mercury) about inventory, suppliers, and growth strategies for D2C brands.

Don’t go through another peak season without us.

Not ready to signup? Give our live demo a spin.
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.