Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

AI-powered accounting automation

Save hours every month with accounting automations for bills, transactions, expenses, and payments.
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Accounting dashboard

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Maintain accurate records with less effort

Easily sync with QuickBooks, NetSuite, and Xero

Connect Mercury to your accounting software in a few clicks to make it easier to close your books.

Exit out of your endless tabs

See all your bills, cards, employee expenses, and bank transactions in one place for easy cross-referencing and categorization.

Put categorization on auto-pilot

Let AI automatically code your transactions and expenses, saving you time and minimizing errors.

Streamline employee expense reporting

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Minimize back and forth. Maximize efficiency.

Give your team the right level of access

Customize user permissions for your finance team and external bookkeepers, or securely send bank statements in a few clicks.

File 1099s right from Mercury

  • Collect W-9s and prefill forms with AI data extraction
  • File Federal and State 1099-NEC and MISCs for the 2025 tax season
  • Track progress and correct or void filings as needed
  • No exports or third-party tools required 
1099 tax filing

Everything you need to run your finances in the same place

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Modern banking

Secure up to $5M in FDIC insurance through our partner banks and their sweep networks.

Fictional invoice highlighting three specific items: Item 1 - credit card number, item 2 - name, item 3 - total amount

Bill pay

Streamline your bill payments by powering them directly from your account.

Image showing the actions you can take with invoices — send, remind, get paid all in Mercury.

Invoicing

Send invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.

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IO credit card

Confidently scale your team with the IO Mastercard. Earn 1.5% cashback with startup-friendly credit limits.


representative Treasury portfolio

Treasury

Earn yield on idle cash right alongside your operating accounts.


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Venture debt

Supercharge your growth and extend your runway with Mercury Venture Debt.


Advanced automations. Transparent pricing.

Access our enriched NetSuite integration and advanced financial workflows with our paid plans.

Mercury Plus

$29.90 per month

For businesses that need more efficiencies and streamlined invoicing.

Open Account

Everything you get with a Mercury account, plus:

  • Invoice with ACH debit ($1/transaction)

  • Recurring invoices

  • Invoicing API (500 invoices created/month)

  • Multiple GL codes for bill payments

  • Reimburse up to 20 users/month

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

Mercury Pro

$299 per month

For businesses with complex operations that need a relationship manager.

Open Account

Everything you get with Plus, and more:

  • Relationship manager

  • Invoice with ACH debit ($0/transaction)

  • Invoicing API (unlimited invoices created/mo)

  • NetSuite categorizations

  • Reimburse up to 250 active users

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

Get in touch with our team for custom pricing and plan options.

FAQs

Mercury currently supports direct integrations with QuickBooks Online, NetSuite, and Xero. CSV file downloads are available, which you can upload to your accounting platform of choice.

QuickBooks and Xero enriched automations, as well as the ability to import bank feed connections across QuickBooks, Xero, and NetSuite, are free. Additionally, many of our employee spend and expense reporting features — like debit and IO credit cards, receipt policies and reminders, and user permissions for your team — are free.Customers have the option to select a paid plan (starting at $35/month) to use our enriched NetSuite accounting automations, as well as to reimburse more team members and access advanced invoicing features. Learn more about pricing.

You can assign GL codes to your bills, credit and debit card transactions, expense reimbursements, incoming and outgoing wires, ACH transfers, checks, and internal transfers across NetSuite, Xero, and QuickBooks. Treasury transactions are currently excluded.Mercury Invoicing doesn’t currently offer GL code categorization, but our standard bank feed imports are available via QuickBooks, Xero, and NetSuite. Once an invoice is paid, we’ll automatically sync the payment records via a bank feed. CSV file downloads are available, which you can upload to your accounting platform of choice.

We limit access to a company’s accounting automations set-up to the account’s admins and bookkeeper roles. We’re currently working on allowing you to give custom access to other members of your team.

Mercury automatically applies GL codes based on similar transactions in your account and using AI models.

A simple solution for all your finances

Every company needs banking. Your team needs a solution that does more heavy lifting.
Open Account

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.