Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

Close the books like clockwork

Accounting automations that sync all your bills, card transactions, employee expenses, and incoming payments from Mercury.
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Accounting dashboard

Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.

Maintain accurate records with less effort

Easily sync with QuickBooks, NetSuite, and Xero

Categorize your transactions within Mercury and sync to your accounting software — saving you time and minimizing manual errors.

Exit out of your endless tabs

See all your bills, cards, employee expenses, and bank transactions in one place for easy cross-referencing and categorization.

Automatically categorize card transactions and expenses

Create custom rules to map transactions to your GL codes and apply them automatically — saving your employees the effort and potential for error.

Streamline employee expense reporting

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Minimize back and forth. Maximize efficiency.

Give your team the right level of access

Customize user permissions for your finance team and external bookkeepers, or securely send bank statements in a few clicks.

Easily request and store tax documents

When you’re ready to pay a vendor, request their W-9 or W8-BEN and store them within Mercury.

Everything you need to run your finances in the same place

Image depicting three types of bank accounts: check, savings, and credit.

Bank accounts

Secure up to $5M in FDIC insurance through our partner banks and their sweep networks.

Fictional invoice highlighting three specific items: Item 1 - credit card number, item 2 - name, item 3 - total amount

Bill pay

Streamline your bill payments by powering them directly from your bank account.

Image showing the actions you can take with invoices — send, remind, get paid all in Mercury.

Invoicing

Send invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.

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IO credit card

Confidently scale your team with the IO Mastercard. Earn 1.5% cashback with startup-friendly credit limits.


representative Treasury portfolio

Treasury

Earn yield on idle cash right alongside your operating accounts.


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Venture debt

Supercharge your growth and extend your runway with Mercury Venture Debt.


Advanced automations. Transparent pricing.

Access our enriched NetSuite integration and advanced financial workflows with our paid plans.
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Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation



Reimbursements

  • Reimburse up to 5 users/month


Closing the books

  • Xero

  • QuickBooks

Get Started

Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • ACH debit

    + $1/ACH debit transaction

Reimbursements

  • Reimburse up to 20 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

Get Started

Business banking

  • FDIC-insured checking and savings accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.27% yield ($350K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • ACH debit

    + $0/ACH debit transaction

Reimbursements

  • Reimburse up to 250 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

  • NetSuite

Tap into expertise

  • Relationship manager

    Also guaranteed at $10M+ balance

FAQs

Mercury currently supports direct integrations with QuickBooks Online, NetSuite, and Xero. CSV file downloads are available, which you can upload to your accounting platform of choice.

QuickBooks and Xero enriched automations, as well as the ability to import bank feed connections across QuickBooks, Xero, and NetSuite, are free. Additionally, many of our employee spend and expense reporting features — like debit and IO credit cards, receipt policies and reminders, and user permissions for your team — are free.Customers have the option to select a paid plan (starting at $35/month) to use our enriched NetSuite accounting automations, as well as to reimburse more team members and access advanced invoicing features. Learn more about pricing.

You can assign GL codes to your bills, credit and debit card transactions, expense reimbursements, incoming and outgoing wires, ACH transfers, checks, and internal transfers across NetSuite, Xero, and QuickBooks. Treasury transactions are currently excluded.Mercury Invoicing doesn’t currently offer GL code categorization, but our standard bank feed imports are available via QuickBooks, Xero, and NetSuite. Once an invoice is paid, we’ll automatically sync the payment records via a bank feed. CSV file downloads are available, which you can upload to your accounting platform of choice.

We limit access to a company’s accounting automations set-up to the account’s admins and bookkeeper roles. We’re currently working on allowing you to give custom access to other members of your team.

A simple solution for all your finances

Every company needs a bank account. Your team needs one that does more heavy lifting.
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.