First-class banking for VC funds

Join 2,500+ VC funds that bank with Mercury to manage investments in their portfolio companies.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.

Cutting-edge tools and security that pave the way forward

Protection beyond FDIC insurance

Customers can manage bank risk and protect their funds with up to $5M in FDIC insurance through our partner banks and use of sweep networks — plus access additional security through a money market fund.

Bar graph showing the difference between the industry standard of 250K FDIC insurance, and Mercury's expanded FDIC insurance of 5M.

Unlock international capabilities

Easily send wire payments from your entities to your portfolio companies.

Expedite operational efficiencies

Connect with Plaid for ACH transfers and use foolproof instructions to send speedy wires to your portfolio companies. Plus, you can specify a designated approver for each transfer before syncing it to QuickBooks, Xero, or NetSuite.

One-on-one expert guidance

Your needs come first — and high-touch, white-glove service is part of the Mercury package for VC funds. Bank with confidence knowing your dedicated relationship manager is always one message away.

Messages between Mercury customer and support

Manage all your accounts from one place

Create separate accounts for your fund, your SPVs, and your management company — and toggle between them with ease.

Benefits that reach your whole portfolio

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Raise

Discover community programming designed to help startups — like the ones in your portfolio — raise their next round.

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Venture Debt

Diligence done entirely online, with VC-friendly terms.

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Earn 1.5% with the IO Mastercard.

But don’t just take it from us

Mercury has been a fantastic partner for us and our portcos. Their customer service is lightning speed, and they prioritize security, safety, and asset protection. Not to mention, the whole experience is modern and elegant.

Zann Ali

Partner

2048 Ventures

Venture Capital

Mercury’s modern interface is a nice alternative to dated banking interfaces we’ve used previously. Lots of attention to detail with thoughtful features like free wires, easy-to-digest dashboards, and easy-to-manage cards and bill payments.

Wiz Abdullah

Co-Founder & Partner

Spacecadet Ventures

Venture Capital

Managing and supporting my portfolio couldn’t be easier with Mercury. The whole experience feels really centered around trust, security, and ease-of-use — it’s such a source of confidence for both me and my portfolio companies.

James Beshara

Angel Investor

Venture Capital

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Frequently asked questions

You’ll need your company’s official formation documents, your IRS-issued EIN document (for U.S. entities only), and a picture of the government ID (e.g., a passport or U.S. driver’s license) for each founder or majority owner of your company. You'll also need to provide some information about your company and each company owner.Customers must have some type of existing or planned operations in the U.S. and a U.S. or international address for their principal place of business. This can be a residential address, but may not be a registered agent, PO box, or UPS box address. Our customer base includes startups and ecommerce companies, as well as venture capital firms with entities in the Cayman Islands, British Virgin Islands, and United Arab Emirates. Upon applying, we’ll review to ensure you have up-to-date formation documents and otherwise satisfy our onboarding requirements.We cannot currently support accounts for businesses with founders or financial controllers living in the countries and regions listed here.For more information on eligibility and required documents, please see this article.

Mercury checking and savings deposits are FDIC-insured up to $5M through our partner banks and use of sweep networks. As a broader effort, we are working on expanding all coverage even further. You can learn more about FDIC insurance here.

Mercury works with three FDIC-insured banks, Choice Financial Group, Column N.A., and Evolve Bank & Trust. You can locate your Mercury account’s banking provider by logging in and viewing the banking partner listed on your Mercury statements.Through each of our partner banks, Mercury customers get access to a sweep network of trusted banks. This sweep network provides up to $5M in FDIC insurance by automatically spreading your deposits across up to 20 different banks, without requiring you to open and manage separate bank accounts.Our Treasury product is offered through an additional partner, Apex Clearing Corp, who is a FINRA-regulated broker-dealer. The mutual funds that you can invest in through Mercury Treasury are managed by Morgan Stanley and Vanguard.

To see our full list of supported countries for international wires, click here. For certain countries, we’ve set temporary limits for the amount of money that can be sent per wire transaction. See that full list here.

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Disclaimers and footnotes

    Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.