Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

First-class banking for VC funds

Join 2,500+ VC funds that bank with Mercury to manage investments in their portfolio companies.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.

Cutting-edge tools and security that pave the way forward

Store your funds with complete confidence

Join the thousands of venture capital firms that trust Mercury to manage risk and protect their capital with up to $5M in FDIC insurance through our partner banks’ and their sweep networks

Bar graph showing the difference between the industry standard of 250K FDIC insurance, and Mercury's expanded FDIC insurance of 5M.

Unlock international capabilities

Easily send wire payments from your entities to your portfolio companies.

Expedite operational efficiencies

Connect with Plaid for ACH transfers and use foolproof instructions to send speedy wires to your portfolio companies. Plus, you can specify a designated approver for each transfer before syncing it to QuickBooks, Xero, or NetSuite.

One-on-one expert guidance

Your needs come first — and high-touch, white-glove service is part of the Mercury package for VC funds. Bank with confidence knowing your dedicated relationship manager is always one message away.

Messages between Mercury customer and support

Manage all your accounts from one place

Create separate accounts for your fund, your SPVs, and your management company — and toggle between them with ease.

File 1099s right from Mercury

  • Collect W-9s and prefill forms with AI data extraction
  • File Federal and State 1099-NEC and MISCs for the 2025 tax season
  • Track progress and correct or void filings as needed
  • No exports or third-party tools required
1099 tax filing

Benefits that reach your whole portfolio

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Venture Debt

Diligence done entirely online, with VC-friendly terms.

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IO credit card

Keeping spending in check and earn 1.5% cashback with the IO Mastercard.

Mercury has been a fantastic partner for us and our portcos. Their customer service is lightning speed, and they prioritize security, safety, and asset protection. Not to mention, the whole experience is modern and elegant.

Zann Ali

Partner, 2048 Ventures

Frequently asked questions

You’ll need your company’s official formation documents, your IRS-issued EIN document, and a government ID (e.g., a passport or U.S. government identification document – see all acceptable documents here) for at least one person with operating control of the business, as well as  any owner with at least 25% ownership of your company. You'll also need to provide some information about your company and its owner with operating control.Customers must be formed and registered in the United States or a U.S. territory, have some type of existing or planned operations in the U.S., and have a U.S. or international address for their principal place of business. This can be a residential address, but may not be a registered agent, P.O. box, or UPS box address. Once you apply, we’ll review to ensure formation documents are up-to-date and that your company otherwise satisfies our onboarding requirements.We cannot currently support accounts for businesses with founders or financial controllers living in the countries and regions listed here.For more information on eligibility and required documents, please see this article.

Mercury checking and savings deposits are FDIC-insured up to $5M through our partner banks and their use of sweep networks. As a broader effort, we are working on expanding all coverage even further. You can learn more about FDIC insurance here.

Mercury works with three FDIC-insured banks, Choice Financial Group, Column N.A., and Evolve Bank & Trust. You can locate your Mercury account’s banking provider by logging in and viewing the banking partner listed on your Mercury statements.Through each of our partner banks, Mercury customers get access to a sweep network of trusted banks. This sweep network provides up to $5M in FDIC insurance by automatically spreading your deposits across up to 20 different banks, without requiring you to open and manage separate bank accounts.Our Treasury product is offered through an additional partner, Apex Clearing Corp, who is a FINRA-regulated broker-dealer. The mutual funds that you can invest in through Mercury Treasury are managed by Morgan Stanley and J.P. Morgan Asset Management.

To see our full list of supported countries for international wires, click here. For certain countries, we’ve set temporary limits for the amount of money that can be sent per wire transaction. See that full list here.

Open your account in 10 minutes or less

Scale smoothly and build to last on Mercury.
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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.