
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group; Member FDIC.
One subscription, endless opportunities to optimize your money.
Make banking a breeze
Send no-fee domestic wires, set auto-transfer rules, drag-and-drop bills, and tackle tasks in no time.
Manage your finances, together
Share access with anyone with custom user permissions or create a joint account with your spouse or partner.
The modern way to manage your money
Multiply your money and simplify your investing strategy
- Invest confidently with a diversified portfolio for a low advisory fee of 0.1%
- Choose from your desired mix of U.S. stocks and Treasury bills based on your goals and risk tolerance
- Keep more of what you earn with Treasury bills, typically exempt from state and local tax
- No long lockups mean you can access your money when you need it
$240 annually, $0 in surprise fees
- IncludedUnlimited no-fee domestic wires, ACH, and check payments
- IncludedMultiple checking and savings accounts
- IncludedJoint account
- Coming soonInternational wires
How Mercury Personal stacks up
Mercury Personal is so different from the traditional alternatives — it’s in a class of its own. It’s fast and easy to send wires, the APY I earn is fantastic, and I’ve enjoyed the granular permissions for giving a loved one access to the account.
Rajiv Ayyangar
CEO
Product Hunt
Content
Mercury Personal has already seamlessly integrated into my life. It is nothing short of revolutionary for consumer accounts, which have long felt disconnected from the tech sector’s pace and innovation. It has the seemingly simple and magical features that have always set Mercury above the rest.
Shane Mac
Co-founder & CEO
XMTP
Web3
Huge fan of Mercury Personal. Top-notch user interface. Unlimited wires. Reimbursed ATM fees. Plus, a high-yield savings account. It’s the account I’ve been dreaming of for my personal finances.
Ethan Bloch
Founder & CEO
Digit
Fintech
Mercury is the new gold standard for personal accounts. I love that wire payments are included and I can create interest-bearing sub-accounts to set money aside for capital calls, taxes, etc. The experience is already beyond any other product out there — and it’s only getting better!
Jake Zeller
Founder
Powerset
Venture capital