The Mercury Personal waitlist is open
Powerful personal banking for one all-inclusive subscription of $240/year.
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group; Member FDIC.
One subscription, endless ways to optimize your money
Never miss an opportunity to grow with high-yield savings accounts with no minimum balance.
Your money is safe with expanded protection through our partner bank and their sweep network.
Send no-fee domestic wires, set auto-transfer rules, drag-and-drop bills, and tackle tasks in no time.
Share access with anyone
Create multiple accounts for your family, team, and financial advisor with custom permissions.
Your financial operating system just got an upgrade
Make money moves without manual tasks
- Create an account for every goal or expense
- Set auto-transfer rules between accounts
- Send no-fee domestic wires in seconds
- Drag-and-drop bills to pay them in a click
Room for everyone in your life
Custom accounts for your family and team
Add additional users with custom permissions for your spouse, personal assistant, financial advisor, or anyone who needs access.
$240 annually, $0 in surprise fees
Fine-tune your finances without minimums or hidden fees with a single annual subscription.
- IncludedUnlimited no-fee domestic wires, ACH, and check payments
- IncludedMultiple checking and savings accounts
- Coming soonJoint accounts
- Coming soonInternational wires
How Mercury Personal stacks up
Mercury Personal is so different from the traditional alternatives — it's in a class of its own. It’s fast and easy to send wires for investments, the APY I earn is fantastic, and I’ve enjoyed the granular permissions for giving a loved one access to the account.
Rajiv Ayyangar
CEO
Product Hunt
Content
Mercury Personal has already seamlessly integrated into my life. It is nothing short of revolutionary for consumer banking,3 which has long felt disconnected from the tech sector’s pace and innovation. It has the seemingly simple and magical features that have always set Mercury above the rest.
Shane Mac
Co-founder & CEO
XMTP
Web3
Huge fan of Mercury Personal. Top-notch user interface. Unlimited wires. Reimbursed ATM fees. Plus, a high-yield savings account. It's the account I've been dreaming of for my personal finances.
Ethan Bloch
Founder & CEO
Digit
Fintech
Mercury is the new gold standard for personal accounts. I love that wire payments are included and I can create interest-bearing sub-accounts to set money aside for capital calls, taxes, etc. The experience is already beyond any other product out there — and it's only getting better!
Jake Zeller
Founder
Powerset
Venture Capital
Frequently asked questions
Join the waitlist
Spots in Mercury Personal are limited at launch. Sign up to add your name to the list and be one of the first to experience the future of personal banking.