Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.
Tech-forward features for tech-forward companies
Easy onboarding
We understand blockchain-based companies and only ask the right questions. Apply for an account online from just about anywhere.
Open Account![Image of the company info stage of the onboarding process](https://www.datocms-assets.com/115132/1719412270-4-5_onboarding_purple.jpg?ar64=NDo1&auto=format&fit=crop)
Simple money transfers
Deposit money and pay vendors in three clicks — your choice of ACH, check, or wire. Send money to crypto exchanges, set up recurring payments, and share receipts.
Physical and virtual cards
Issue cards to yourself and others in seconds — complete with custom limits, searchable transactions, and user permissions for teammates, bookkeepers, and contractors.
Explore CardsTrusted by companies building the future
Mercury is the no-brainer bank for every cryptocurrency startup.
Chandan Lodha
Co-founder
CoinTracker
Web3
We were looking for something different. I’ve used others in the past, but Mercury was more modernized across the board.
Matt Galligan
Founder
XMTP
Web3
Mercury has been amazing for Phantom. It’s perfect for web3 founders looking for a crypto-friendly and streamlined experience.
Brandon Millman
CEO
Phantom
Web3
Mercury was easily the best choice for Royal. They were the most responsive and had the simplest UX. They even enable me to automate away most admin work.
JD Ross
Co-founder
Royal
Web3
Frequently asked questions
We also can’t work with businesses that sell any of the following things:
- Cannabis, CBD, or cannabis-derived products
- Firearms, weapons, or ammunition
- Tobacco, e-cigarettes, or e-liquids
- Counterfeit goods
- Adult entertainment
- Illegal drugs
- Other items that are illegal in the U.S.
- Require HTTPS on all pages, and use HSTS to ensure browsers only ever connect to Mercury over a secure connection.
- Employ a third party to perform penetration testing each year to check for vulnerabilities.
- Hash and store all passwords with the bcrypt algorithm — never as plaintext.
- Use time-based one-time passwords for two-factor authentication. We never send authentication codes via insecure channels like SMS.
- Encrypt our database and all uploaded images, with additional encryption for sensitive data like social security numbers.
- Never store your debit or credit card numbers.