The new shape of spend

Self-enforcing expense management with intelligent budgets, employee reimbursements, and cards for teams and agents.
Explore spend

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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Accelerate approvals while increasing autonomy

Set up budgets and guardrails to unblock your team and agents so they can build with money allocated for specific purposes.

Your team just taps. Money is auto-routed and categorized across your budgets.

Your team just taps. Money is auto-routed and categorized across your budgets.

Create budgets for specific purposes so your team knows exactly what they can spend on.

Track employee spending in real time across budgets, teams, merchants, and more.

Issue dedicated agent cards for approved transactions.

Scale without losing control

Automate the admin work as your team grows with spend policies that enforce themselves.

Make receipt uploads effortless with email scanning and texting when on the go.

Connect your HR and payroll systems to simplify invites and offboarding.

Auto-lock cards with overdue tasks.

One intelligent platform

Mercury’s expense management software is part of our intelligent banking system that grows more useful with use.

See the spend patterns shaping your business

Dive into the data behind your financial trends with a responsive and sliceable dashboard right next to your banking.

Explore Insights

Turn queries into completed financial work

Use natural language and questions into completed financial work across all of Mercury with Command.

Explore Command

Accounting on autopilot

Connect to Quickbooks, Xero, and Netsuite and reduce work for your finance and accounting teams.

Set the rules once

Automate expense coding with rules based on budget, merchant, category, and more.

Smarter with every transaction

Let AI categorize transactions based on history from your books and previous spending patterns.

Bringing craft to company spend

We collaborated with artist Simone Bodmer-Turner to create a special-edition IO card featuring an elegant new design.
Step into Simone’s studio

Less admin, more presence

Mercury Spend is included for all Mercury business banking customers, and will soon be available standalone for teams that bank elsewhere.
Contact sales

Mercury will occasionally send you emails with offers, news, and promotions. Check this box if you do not want to receive them.

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.