Product Updates

October 2025 — Lower Treasury minimums, improvements to mobile, and more


Illustration: Serena Kao

Serena Kao is a Senior Brand Designer at Mercury.

October 16, 2025

Mercury offers more than banking so entrepreneurs can do more with their money. Read on to hear about how we’ve upgraded your experience this month.


💰 Mercury Treasury: Now accessible with $250K

Chart showing a growing Mercury Treasury balance with returns over time

Mercury Treasury is now available once you reach $250K in deposits, helping you tap professionally managed, lower-risk portfolios to earn up to 4.06% yield without sacrificing liquidity or control. Protect your capital with investments managed by J.P. Morgan Asset Management and Morgan Stanley, and even withdraw funds same-day. You can also automate transfers between Treasury and your operating accounts, and sync your Treasury account directly with QuickBooks or NetSuite

More resources: Treasury demo, Product info

💳 Access business credit from day one

Image showing the IO credit card

Getting a business credit card usually means jumping through hoops — like high balance requirements, personal credit checks, and long approval timelines. With the IO credit card, eligible companies can access a business credit card the moment they open a Mercury account. No personal guarantee and no separate application — just instant access to spend management tools and unlimited 1.5% cashback on all spend.

More resources: Help center article, Check eligibility, Blog article

📒 Catalog your way to faster payments

Image showing catalog in the dashboard

Set up a Catalog with your most-used products and services — then build and send invoices faster using reusable, customizable line items. Standardize pricing and descriptions across your team, track what’s been updated, and get paid with less back and forth.

More resources: Demo link

📱Updates to your mobile experience

Image showing mobile UI

More control, right in your pocket. From your business banking dashboard, you can now add Admins and Employees directly on the iOS or Android app — perfect for quick team updates on the go. If you’re using Mercury Personal, you’ll now see your Invest portfolio’s performance over time and a visual breakdown of your balance — including deposits and withdrawals, all in one clean view (currently for iOS users only). 

Learn about more ways to manage your finances from the Mercury mobile app here.

🍿 Bite-sized improvements

  • Individual receipts weighing you down? Download them in bulk for any date range — perfect for accounting, tax prep, and maintaining a clean paper trail. 
  • You can now connect with our support team via live messaging. It’s faster, easier, and perfect for quick questions without breaking your flow. Just click the question mark icon in the bottom-right corner of your dashboard to start chatting.

Don't have a Mercury account yet? Give our customizable demo a spin — it’s outfitted with all our latest bells and whistles to give you the full product experience. 

About the authors

Product marketing @ Mercury, focused on cards and expense management. Design, history, and tennis enthusiast.

Logan is a Product Marketing Manager at Mercury covering Banking & Treasury. Outside of work you'll find him in the mountains or on the golf course.

Katherine is a Product Marketer at Mercury, where she leads a team of PMMs focused on banking, payments, cards, expense management, and more. Originally from the Bay Area, she now lives in New York City and is always on the hunt for new restaurants. 

Deanna Shen is the Product Marketing Lead for Mercury's New Product offerings, which include Invoicing, Taxes, and more. On her off hours you'll find her traveling, heads down in a good puzzle, and buying shiny gems and jewelry.

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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.