Product Updates

10 ways to manage your finances from the Mercury mobile app

Mercury logo over backdrop of circles and petals

Calvin is a Product Manager at Mercury, where he leads the team building the mobile product.

October 7, 2025

Startup life is far from stationary. Founders and company leads are constantly working on the go, whether that’s en route to an investor pitch, customer meeting, or networking event. Being away from a computer can’t be a blocker for making important and time-sensitive financial decisions.

We want you to be in control of your finances, no matter where you are. Here are 10 ways you and your team can use the Mercury mobile app to move faster and run your business from anywhere. 

1. Send and track payments with ease

Initiate ACH, check, and wire transfers. This now includes international wires, too — you’ll start the payment process in-app and be automatically taken to your mobile web browser to finalize it.

Mobile UI showing Send, Deposit, Transfer, and Request functions

2. Approve payments from anywhere

Need to review a payment or bill? Approve or reject transactions directly from your phone, helping your team move forward without delays.

3. Manage your cards and controls

Issue instant virtual or physical cards, pause or cancel them, adjust limits, restrict merchants, and edit expiration dates — all from your mobile interface.

Card basics UI

4. Match receipts automatically

Upload receipts right from your camera roll or take a picture inside the Mercury app, and they’ll be automatically matched to the right card transaction.

Receipt matching UI

5. Submit expenses on autopilot

When you create an expense and upload a receipt in the mobile app, we’ll scan it and auto-populate details like merchant, date, and amount — making expense reimbursements more intuitive and less manual.

Expense details UI

6. Deposit checks on the go

Snap a photo, tap a button, and deposit checks straight from your phone. No scanner or in-person visit required.

7. Add widgets to your iPhone home screen

Quickly view balances or check off tasks with iOS home screen widgets designed for instant access. (Available on iOS only.)

8. Set up custom alerts

Stay in the loop with push notifications for low balances, large transactions, upcoming credit payments, and pending approvals, which you can customize to your preferences.

Custom alert UI

9. Earn a referral bonus

Share your unique referral link via text, email, or Slack directly from the app. If your referral signs up and deposits $10K into their Mercury account within their first 90 days, you’ll both earn a $250 reward. (Available for business banking accounts only.)

10. Use Mercury Personal

For Mercury Personal users, you can link to that account in the app as well — allowing you to manage your personal finances with the same seamless mobile experience.

Switching between business and personal accounts

Mercury’s mobile app gives you the freedom to move as fast as your ambition. Whether you’re wiring funds on the fly or reviewing spend from a rooftop coffee shop, you’re never far from your financial HQ.

Don’t just bank at your desk. Take Mercury with you by downloading the mobile app for iOS or Android.

About the author

Calvin is a Product Manager at Mercury, where he leads the team building the mobile product.

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Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.