Inside Mercury

September 2024 — invoicing, ecommerce working capital & more

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Mercury

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Graphic illustration of lotus flower with different components of Mercury's stack of financial tools | Mercury
Financial workflows, simplified.Learn More
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Mercury is designed to simplify your essential financial workflows by powering them directly from your Mercury account. Read on to discover a few more ways we’ve leveled up your experience this month.


🧾 Create, send, and track invoices

Gif showing how to generate and send an invoice using Mercury Invoicing

Mercury Invoicing is here — send polished invoices, keep track of who owes you what, and see it all at a glance from your bank account.

Mercury is a financial technology company, not a bank. Business banking services provided by Choice Financial Group and Evolve Bank & Trust ®️; Members FDIC.
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Simplify your finances with invoicing and banking in one:

  • Customize your invoicing with your company logo and preferred color scheme.
  • Give your customers the flexibility to pay by credit card, Apple Pay, Google Pay, wire, ACH transfer, and soon, ACH debit.
  • See the status of your invoices in one place and send reminders in one click to gently nudge your customers.
  • Simplify reconciliation with invoices and payments automatically matched in your account.
  • Set up recurring invoices at your chosen frequency.

For recurring invoicing and invoice branding capabilities, along with our enriched NetSuite automations and the ability to pay all monthly bills from Mercury, take a look at our advanced paid plans.

👨‍💻 Fund what’s next with ecommerce working capital

Mercury Working Capital launch asset

Mercury Working Capital is here to help your ecommerce business grow with funding for inventory, advertising, and more from the same place you manage your company’s finances.

Unlock working capital built right into your account:

  • Flat-fee pricing, competitive rates, and a holistic underwriting model that looks at all of your sales platforms means you get the best possible offer.
  • A fixed weekly repayment schedule avoids the unpredictability of revenue-based payback.
  • Accessible, transparent terms — no personal guarantees, no collateral required, and no prepayment fees.

☑️ Authorize trusted vendors for ACH debits

GIF showing Mercury's ACH debit authorization process

ACH authorization is your friend in fraud prevention. Easily greenlight known vendors, such as your payroll provider, by adding them to your allow list and setting their transaction limit. We’ll flag any attempted ACH debits above the limit you set or from unauthorized vendors for your review. To learn more and get started, click here.

💳 Control card spend before it happens

Graphic showing the features of Mercury's employee card spend policy

Stay in control of employee spend by setting company-wide card spend policies in one seamless flow. From your Policies page, you can set category and merchant restrictions and require receipts or transaction notes to avoid chasing paperwork down the road. It’s a win-win: you get to keep to spend in check effortlessly and your team can move forward with essential purchases without requiring approval each time.

Bite-sized improvements:

  • Now live on both the Mercury iOS and Android app: an easier way to merchant-lock cards, a revamped Tasks page, easier multi-factor authentication setup for new users, and more.
  • Your Accounting page just got a lot more powerful. It now features all transactions, so you can categorize, review, and sync everything from one place.
  • Your revamped Teams page makes it easier to find who you’re looking for — filter or sort by role, name, email, or date of last activity.


Don't have a Mercury account yet? Give our customizable demo a spin — it’s outfitted with all our latest bells and whistles to give you the full product experience.

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Mercury

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