Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.
Everything you need for smooth banking
Free wires
Free domestic and international USD wires
Transparent pricing
No hidden or monthly fees
Seamless payments
Make scheduled & recurring payments via ACH, wire, or check
Custom approvals
User-level permissions and controls
Get back to building with streamlined banking and financial operations
Bank at your speed
Apply Now- Fast online application and onboarding
- Start spending immediately with virtual cards
- Complete any banking task in just a few clicks
- Bank on-the-go with an intuitive mobile app
Set your finances on auto-pilot
- Create auto-transfer rules between your accounts
- Approve payments instantly via Slack
- Close the books quickly and accurately with Xero and Quickbooks integrations
- Automate payroll with easy wire drawdowns
Control spend effortlessly with advanced rules
- Create user-level permissions so that employees and bookkeepers only access the accounts they need
- Set approval rules for large purchases and specify who can make payments without approval
- Manage team spend with customizable & flexible card limits
Store your funds with complete confidence
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Send and receive payments seamlessly
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Access an entire financial platform powered by the bank account
Transparent pricing
Don't just take it from us
The [Mercury] application process was easy and fast. It felt straightforward and nonsense-free. I didn’t feel that I had to be on the lookout for sneaky fees.
Jake Stein
Co-founder & CEO
Common Paper
SaaS
I love how easy it is to process payments without having to call to verify each one. Plus, Mercury’s permission structure lets me give the team access to the info they need while keeping the account secure.
Dina Burkitbayeva
CEO
Freedom Biosciences
Biotechnology
Mercury is so intuitive and saves us so much time. Plus, free international transfers save us a ton of money when we pay our suppliers overseas.
Mark Zhang
CEO
Manta Sleep
Ecommerce
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Frequently asked questions
Open your account in 10 minutes or less
Build at your best with business banking that transforms how you operate.