Introducing Mercury Command

We’ve always believed banking should work as well as the best software you use to run your business. That’s why we’ve created Mercury Command: AI built directly into your Mercury account that helps drive financial work end to end. Just say what you need and the work gets done without switching tools or navigating dashboards. Whether you’re managing your business or your personal finances, Command turns natural language into completed financial work across all of Mercury. 

Think of Command as your financial operating system: it understands your intent, pulls from your live Mercury account data, and gets work done for you. Every answer is grounded in real numbers. All actions are not only prepared for your review and governed by the same permissions and controls already in your account — they’re also logged and fully traceable so you know exactly what happened and why. Nothing ever happens without your approval. 

Whatever you need to do or know about your finances, Command can handle it. 

• Running behind on your books? Categorize transactions from last month’s offsite in seconds.
• Need your routing number or a custom bank letter? Just ask. 
• Want to understand how your cash position has changed month over month? Command can tell you.
• Ready to pay a contractor or invoice a customer? Command will prepare it for your review. 
• Looking to move money from your business account to personal? Command makes it easy. 

Command isn’t a feature added on top of Mercury. It’s an entirely new way to interact with your finances. Once you start using it, the old way of banking starts to feel a little strange and slow. Why click through pages to find something Command already knows, export data to answer a question Command can answer, or navigate a multi-step workflow when you could just ask? 

Command is the latest step in a bigger vision — one where Mercury becomes the single place to manage every aspect of your business and personal finances. It’s where the entire Mercury platform comes together into one intelligent interface.

It’s also the beginning of a new era of banking. Gone are the days of navigating workflows or stitching together data sources to get something done. The next shift in our industry is software that deeply understands intent, takes action on your behalf with your confirmation, and does it all within the security and compliance standards you expect from a banking platform. 

When we built Command, we made a deliberate decision: it should never know more than it needs to, and it should never do more than you’ve asked. Every action is governed by your existing permissions — payment approval rules, daily limits, dual-admin approval, and spend controls all carry over automatically. Sensitive details like card numbers, SSNs, and credentials are never passed to the underlying AI model; we keep those inside Mercury’s own systems and surface them only through secure product flows when you’re authorized to see them. The result is a system where Command is only as powerful as the access you’ve already granted it. 

Command is available to every Mercury customer today. Just open your dashboard or mobile app, click the terminal icon, and strike up a conversation. 

Here are some prompts to get you started: 

• Summarize what needs attention before month end.
• How did our cash position change this month?
• Show me software spend by vendor.
• Show me all uncategorized transactions from May.
• Prepare an ACH payment to [recipient] for [amount].

AI-generated insights and responses may vary and are not guaranteed. Please review outputs before taking action.