Access to Mercury Treasury now starts at $250K in deposits, helping you tap professionally managed, lower-risk portfolios to earn up to 4.26% yield without sacrificing liquidity or control. Protect your capital with investments managed by J.P. Morgan Asset Management and Morgan Stanley, and even withdraw funds same-day. You can automate transfers between Treasury and your operating accounts, and sync your Treasury account directly with QuickBooks or NetSuite.
Like USD wires, ACH payments are free on Mercury. And if you send an ACH before 12:00pm PT during business hours funds typically post that same afternoon. Since most recipient banks charge less for ACH payments compared to wires, that means faster payroll, vendor payments, and customer refunds for you. If your payment doesn't qualify for same-day ACH, we'll send it as a next-day payment.
There's now a more cost-effective way to get the added benefits of Mercury Plus and Pro. Annual plans include a 15% discount — the equivalent of nearly two months free. To subscribe, head to the Plan & Billing page, click Manage and View All Plans and select the right plan for you. Don't forget to toggle on Pay Annually for that 15% discount.
Now customers with balances in linked external accounts may see higher credit limits for their IO credit card based on those external balances. As your IO limit evolves, we'll continue to notify you based on the preferences you've set in your account settings — no action needed.
Does your crew ever forget to categorize their spend? Now you can require categories on transactions just like you can with receipts. We'll even automatically nudge your team to code their expenses, giving you more detailed data on how and where spend is happening.
Mercury Invoicing lets you personalize your invoices with your logo and preferred color theme for free. If you've already uploaded your logo to your Mercury profile, we'll even automatically add it to your invoices. To create your invoice template, head over to Invoicing in your left nav, and click Customize Template.
Mercury now lets you search transactions across your accounts using natural language in addition to filters. Simply type questions or criteria like “all transactions over $1K in the past 30 days” into the search bar for instant, AI-powered results.
🍿 Bite-sized improvements
Front and center of your Payments dashboard, you'll now see a new “Inbox” tab that shows all bills that have yet to be queued for admin approval, scheduling, or payment. Click the gear icon to add a bill-forwarding email so that bills automatically show up in your inbox.
Need a custom bank letter? Now you can customize and download one right from your account. Simply select the accounts and the information that needs to be shown, then download and send.
Don't have a Mercury account yet? Give our customizable demo a spin — it’s outfitted with all our latest bells and whistles to give you the full product experience.
