Mercury is engineered to make sure you don’t lose sleep thinking about banking.
Mercury is a financial technology company, not a bank. Business banking services provided by Choice Financial Group and Evolve Bank & Trust ®️; Members FDIC.
1 Keep reading to discover the latest ways we've improved your banking experience.
The power of Mercury is no longer reserved for businesses alone. Introducing Mercury Personal, powerful personal banking
Mercury is a financial technology company, not a bank. Personal banking services provided by Choice Financial Group; Member FDIC.
2 designed for builders and leaders in tech. Now, you can optimize your personal finances with the same experience loved by over 100K startups, plus earn 5.00% APY,
Annual Percentage Yield (APY) is accurate as of 4/01/2024. This is a variable rate account. The interest rate and annual percentage yield may change at any time and without prior notice.
3 access up to $5M FDIC insurance,
Deposits in Mercury checking and savings accounts are held by our partner bank, Choice Financial Group, Member FDIC. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here: https://mercury.com/blog/understanding-bank-sweep-network
4 send no-fee domestic wires, ACH, and check payments, and invite unlimited users to your account. All for one all-inclusive subscription of $240 a year.
Join the waitlist.
Great news for growing companies: Mercury customers can now qualify for the IO credit card with an industry-low cash balance minimum of $25K.
The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard. IO's qualifying balance minimum is one of the lowest among known major players in the business charge card space that determine eligibility by cash balance, as of February 2024.
5 We’ve lowered the minimum in order to expand access to IO and help more startups maximize their cash flow and accelerate their growth. With IO, you’ll automatically earn 1.5% cashback on all spend,
To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default.
6 from web hosting fees to team travel. Unlock higher credit limits than offered by traditional banks, instant virtual cards for your whole team, and spend management tools such as merchant-locked cards and custom card limits. Ready to get growing?
Discover IO.
You’ll be able to find your digits — that is, your 16-digit IO credit card number — more easily. We're adding these card numbers to the back of physical IO cards so you have them at hand next time you need them. There's nothing you need to do — this change will take effect on new cards shipping within the next few weeks.
- You can now add new recipients or edit recipient payment details without leaving the flow in the iOS Mercury app.
Don't have a Mercury account yet? Give our customizable demo a spin — it’s outfitted with all our latest bells and whistles to give you the full product experience.
