Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.
cMedia Collective

Business banking, reimagined.

When you deposit $10K within your first 90 days, you earn $250 cash for you and your referrer.
Free Checking & Savings
Virtual Credit & Debit Cards
Robust API Integrations
Free International USD Wires
4.7
Google Play Store
4.9
Apple App Store
FastCo Most Innovative Companies in Finance
Mercury dashboard UI

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Let banking power your financial operations

Banking should do more for your business. Now, it can.

Explore Demo
Figure A, MercuryFigure AMercury01Banking02Treasury03Cards and expense management04Bill pay05Invoicing06Accounting automations07Startup-friendly capital

Speed without compromise

Efficiently manage your banking and financial operations from a single dashboard.

Complete any banking task in just a few clicks

An operator’s dream. Mercury combines the speed, simplicity, and smarts that I need to get back to running my business. Search for data or actions, all at your fingertips.

Lindsay Liu

CEO & co-founder, Super

Illustration of interface displaying a payment transfer form with fields for amount, account, sending date, and a toggle to repeat the payment

Send and receive payments seamlessly

Set auto-transfer rules and send free USD wires.

Open Account
Image showing a real credit card alongside several illustrated credit card designs.

Unlock credit cards earlier with industry-low deposit minimums1

Unlimited 1.5% cashback2 on all spend.

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Bank with complete confidence

Bar graph showing the difference between the industry standard of 250K FDIC insurance, and Mercury's expanded FDIC insurance of 5M.

Get up to 20× the industry standard3 in FDIC insurance through our partner banks and sweep networks.

Pricing that scales with you

Access powerful banking for free, and advanced financial workflows starting at $35/mo.

Mercury Plus

$29.90 per month

For businesses that need more efficiencies and streamlined invoicing.

Open Account

Everything you get with a Mercury account, plus:

  • Invoice with ACH debit ($1/transaction)

  • Recurring invoices

  • Invoicing API (500 invoices created/month)

  • Multiple GL codes for bill payments

  • Reimburse up to 20 users/month

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

Mercury Pro

$299 per month

For businesses with complex operations that need a relationship manager.

Open Account

Everything you get with Plus, and more:

  • Relationship manager

  • Invoice with ACH debit ($0/transaction)

  • Invoicing API (unlimited invoices created/mo)

  • NetSuite categorizations

  • Reimburse up to 250 active users

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

Get in touch with our team for custom pricing and plan options.

Mercury enables over 200K businesses of all sizes to operate at their highest level.

Open Account

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.

  1. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

  2. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. Eligible customers can access the IO card on day one of opening a Mercury account, limitations apply.  Cashback is automatically credited to your linked checking account when your monthly repayment is processed. If you make an early payment (full or partial), you’ll receive cashback proportional to the amount paid. Your Mercury accounts must be open and in good standing to receive cashback. Cashback rewards may be forfeited if your account is closed or pending closure based on a violation of any applicable terms. Mercury may modify or terminate the cashback program at any time, and any promotional offers or other changes will be communicated by email or on our website. If you have questions about your cashback, please contact Mercury at help@mercury.com.

  3. Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.