Release Notes

The latest Mercury product releases and updates.
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Business Credit Cards

Aug 11, 2026
Image showing Mercury IO card.

Introducing Mercury Spend

A new era of expense management has arrived. With Mercury Spend, you can keep scaling without losing control of your spend. Issue cards to your team (and agents) with funds allocated through specific budgets, policies that enforce themselves, and automatic receipt collection via inbox scanning, text, or photo upload.
May 29, 2026
Email client showing receipt matched to transaction list in Mercury.

Automatically match receipts from Gmail to card transactions

Turn receipt collection into a background task.

Connect your Gmail inbox and Mercury will detect incoming receipts, upload them, and match them to the corresponding card transaction. No forwarding, uploads, or manual work required.
Oct 15, 2025
Mercury IO business credit card

Access business credit from day one

Getting a business credit card usually means jumping through hoops — like high balance requirements, personal credit checks, and long approval timelines. With the IO credit card, eligible companies can access a business credit card the moment they open a Mercury account. No personal guarantee and no separate application — just instant access to spend management tools and unlimited 1.5% cashback on all spend.
Sep 2, 2025
An IO credit card showing a limit of $250,000

Connecting accounts to boost your credit limit

Now customers with balances in linked external accounts may see higher credit limits for their IO credit card based on those external balances. As your IO limit evolves, we'll continue to notify you based on the preferences you've set in your account settings — no action needed.  
Apr 30, 2025

Earning cashback with a low $15K balance

Mercury customers can now maximize their cash flow and start earning 1.5% cashback on all spend with an industry-low balance minimum of $15K on the Mercury IO credit card.

Head to your Credit Account page to see if you qualify. 

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.