Mercury logoThe logo for Mercury, featuring a circular emblem with abstract, interconnected swirling lines on the left, and the word "MERCURY" in clean, uppercase letters to the right.

Ecommerce banking, reimagined.

No hidden fees or minimum balances. Apply for a Mercury account in minutes.
Free Checking & Savings
Virtual Credit & Debit Cards
Free ACH & Wires in USD
Working Capital Financing

Mercury will occasionally send you emails with offers, news, and promotions. Check this box if you do not want to receive them.

Google Play Store
4.8
Google Play Store
Apple App Store
4.9
Apple App Store
Trustpilot
4.1
Trustpilot
Mercury dashboard UI

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Trusted by 300K+ ambitious companies and ecommerce businesses

Everything you need to run your ecommerce finances

Powerful business banking, without the fees

Open Account

  • Free ACH and wires in USD, plus payments in 40+ currencies for a 1% fee

  • Auto-transfer rules to organize and allocate your revenue

  • A single place to manage all of your ecommerce finances

Graph showing repayment progress on a working capital loan

Cash to fund what’s next

Access flat-fee pricing and competitive rates with working capital loans

Check Eligibility
Image showing a real credit card alongside several illustrated credit card designs.

Unlock credit cards earlier with industry-low deposit minimums

Unlimited 1.5% cashbackon all spend.

Start Earning

Pricing that scales with you

Access powerful banking for free, and advanced financial workflows starting at $35/mo

Mercury Plus

$29.90 per month

For businesses that need more efficiencies and streamlined invoicing.

Open Account

Everything you get with a Mercury account, plus:

  • Invoice with ACH debit ($1/transaction)

  • Recurring invoices

  • Invoicing API (500 invoices created/month)

  • Multiple GL codes for bill payments

  • Reimburse up to 20 users/month

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

  • 6 months free Xero

Mercury Pro

$299 per month

For businesses with complex operations that need a relationship manager.

Open Account

Everything you get with Plus, and more:

  • Relationship manager

  • Invoice with ACH debit ($0/transaction)

  • Invoicing API (unlimited invoices created/mo)

  • NetSuite categorizations

  • Reimburse up to 250 active users

    + $5/additional active user

  • Unlimited 1099 tax filings

  • $50 off eligible LegalZoom Compliance Plans

  • 6 months free Xero

Get in touch with our team for custom pricing and plan options.

Apply for an account in 10 minutes or less

Open Account

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.