Inside Mercury

July 2023 — instant Mercury-to-Mercury ACH transfers, backup accounts for IO & more

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Linegraph tracking a Mercury account balance
Banking engineered for startupsExplore MercuryMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.
Mercury vault
Protect your cash with Mercury Vault.Learn More* Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.
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Mercury is engineered to make sure you don’t lose sleep thinking about banking.

Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust ®️; Members FDIC.
1 We’re constantly innovating and iterating on our product because we believe your banking tasks should feel simpler, more intuitive, and maybe even a little enjoyable. Keep reading to discover the most recent updates to your banking experience.


💸 Send instant Mercury-to-Mercury ACH transfers, any day of the week

Instant ACH transfers

No more waiting until Monday to pay a fellow Mercury user. Mercury-to-Mercury ACH payments now work 24/7, as long as your recipient is on the same partner bank as you — you can find out which partner bank you're on by clicking on your account details. You’ll also have more insight into your money's estimated delivery timeframe.

😌 Make insufficient funds on IO payments a thing of the past

IO backup account

You can now designate a backup account to pay your IO credit card

The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.
2 balance whenever your primary payment account has insufficient funds. That way, you’ll be able to continue using your card with zero interruptions and zero worries. Visit your Credit page, hover over your Autopay details, and click “Edit Autopay” to set it up.

🔎 Omnisearch for (almost) anything, anywhere

Omnisearch just got more omniscient. Search for statements, team members, and even specific cards — plus, index more results, see them ranked, and add filters to narrow them down. Try Cmd/Ctrl + K from your dashboard to start searching.

📲 Add Mercury to your lockscreen

Our iOS lock screen widget gives you a new shortcut to access the Mercury app. Checking your balance, making payments, and viewing your card details on the go has never been faster.

Bite-sized improvements:

  • Our Investor Database — which has played matchmaker to countless founders and their funders — was recently blessed with a facelift. Along with many fresh faces, we’ve also added support for increased network effects by allowing investors to link fellow funders they share deals with. FYI: If you're an active investor, you can join our database via the link on the page.
  • Have a nickname for your favorite accountant? Lucky for you, we’ve added nicknames and emails as additional fields for recipient profiles in the Send Money flow. Try it the next time you pay your Fiscal Wizard.
  • Admin users, if you enjoyed reviewing payment approval requests before, you’ll like them even more now. Our latest flow state lets you glide through requests without dealing with accidental redundant approvals.
  • While there’s something magical about stumbling upon a piece of content you didn’t know you needed, it never hurts to be able to find exactly what you want, when you want it. That’s why we’ve rolled out a nifty new search function on our blog so you can browse content by category, type, tag, or keyword. Get exploring.

Don't have a Mercury account yet? Give our customizable demo a spin — it’s outfitted with all our latest bells and whistles to give you the full product experience.

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