Image of the IO card at an angle with IO logo line drawing in the background

Credit cards & banking for ambitious companies

Track company spending & instantly issue virtual cards — all from one place. Exclusively for Mercury account holders.

The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®.

Engineered for the startup journey

1.5% cashback on all spend

Easy and straightforward rewards

Higher credit limits for startups

Harness more spending power

Low cash balance minimum

Qualify with a $25K balance

Instant virtual cards for your team

Start spending immediately

Spend management tools

Maintain control as you scale

Simplify your finances

Consolidated banking and cards

Ready, set, grow

Start spending – and growing – with credit cards available to Mercury account holders.

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.