Open account
Loved by 450K+ ambitious companies
Why startup and growth-stage companies prefer Mercury over Revolut Business
Banking-native financial workflows
Cards, expense management, payments, invoicing, Treasury, and accounting — all connected.
Cards & spend management
Issue cards to your team and agents, set budgets and spend controls, and track spending in one place.
Use AI to run your finances
Get answers, take action, and see the account context behind every result.
Real-time insights
See a live view of your company's financial health without spreadsheets or extra subscriptions.
Simpler payments, fewer fees
How Mercury's radically different banking stacks up to Revolut Business
Mercury figures reflect current product terms. Revolut figures come from Revolut's published fee schedules, as of October 2026. Terms change — confirm current pricing before you decide.
Mercury | Revolut Business | Takeaway | |
|---|---|---|---|
Credit and financing options | Revolut Business is strictly focused on cash management, international money transfers, and prepaid debit expense cards. There are no available overdraft lines, business credit cards, or commercial loans. | Mercury gives growing businesses more ways to fund what comes next. | |
Base tier subscription cost | Revolut Business starts at $10/month, charges $5 for international transfers outside applicable plan allowances, and offers up to $250K in FDIC insurance through partner banks. | Mercury gives you more from day one — without charging a monthly account fee. | |
Yield-bearing accounts | Revolut Business does not currently offer interest or APY on funds held in US business accounts. | Mercury gives your idle cash somewhere to work harder. | |
Accounting & month-end close | Mercury offers Xero and QuickBooks integrations alongside Mercury Books, a native accounting product — so wherever you do accounting, it's seamless and easy. | Revolut Business integrates with external accounting software such as Xero and QuickBooks, rather than offering an equivalent native accounting ledger. | Why sync into accounting when accounting already lives here? Mercury Books brings the ledger, reconciliation, and reporting directly into Mercury. |
Banking – redesigned from the ground up.
Go beyond traditional banking with free checking and savings accounts, virtual cards, and more.
Everything you do with money. All in one place.
Compare Mercury plans
Mercury Plus
$29.90 per month
For businesses that need more efficiencies and streamlined invoicing.
Everything you get with a Mercury account, plus:
Invoice with ACH debit ($1/transaction)
Recurring invoices
Unlimited 1099 tax filings
Priority Support
$50 off eligible LegalZoom Compliance Plans
6 months free Xero
Add ons:
Mercury Pro
$299 per month
For businesses with complex operations that need a relationship manager.
Everything you get with Plus, and more:
Relationship manager
Invoice with ACH debit ($0/transaction)
NetSuite categorizations
Unlimited 1099 tax filings
Priority Support
$50 off eligible LegalZoom Compliance Plans
6 months free Xero
Add ons:
Frequently asked questions
Don’t just take it from us
The [Mercury] application process was easy and fast. It felt straightforward and nonsense-free. I didn’t feel that I had to be on the lookout for sneaky fees.
Jake Stein
Co-founder & CEO
Common Paper
SaaS
I love how easy it is to process payments without having to call to verify each one. Plus, Mercury’s permission structure lets me give the team access to the info they need while keeping the account secure.
Dina Burkitbayeva
CEO
Freedom Biosciences
Biotechnology
Mercury is so intuitive and saves us so much time. Plus, free international transfers save us a ton of money when we pay our suppliers overseas.
Mark Zhang
CEO
Manta Sleep
Ecommerce
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