Financial dashboard interface

Powerful banking. Simplified finances.

Apply in 10 minutes for online business banking that transforms how you operate.
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Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust®; Members FDIC.

Let banking power your financial operations

Your bank account should do more than hold your money. Now, it can.

Explore Demo

Speed without compromise

Efficiently manage your banking and financial operations from a single dashboard.

Complete any banking task in just a few clicks

An operator’s dream. Mercury combines the speed, simplicity, and smarts that I need to get back to running my business. Search for data or actions, all at your fingertips.

Lindsay Liu

CEO & co-founder, Super

Bank with complete confidence

Bar graph showing the difference between the industry standard of 250K FDIC insurance, and Mercury's expanded FDIC insurance of 5M.

Get up to 20x the industry standard in FDIC insurance through our partner banks and sweep networks.

How Mercury Works

All your financial workflows. Zero complexity.

When your bank account powers your critical financial workflows, you’re already in the flow.

Handle all your bills with precision

Explore Bill Pay
  • Hold your money for longer by eliminating third-party processing
  • Harness AI to populate bill details for you
  • Set multi-layered approvals and approve payments instantly via Slack
  • Never overpay with duplicate bill detection

Seamless invoicing for you and your customers

Explore Invoicing
  • Generate polished invoices in minutes
  • Get paid by credit card, Apple Pay, Google Pay, wire, ACH transfer, and soon, ACH debit for eligible customers
  • Easily send recurring invoices and payment reminders
  • Simplify reconciliation with automatically matched payments and invoices

Control spend effortlessly at any size

Manage Expenses
  • Issue corporate cards and reimburse expenses
  • Tailor permissions to each team member
  • Lock cards to specific merchants
  • Easily spot duplicate subscriptions
  • Set company-wide spend policies in minutes

Close the books quickly and accurately

Explore Accounting Automations
  • Sync transactions to QuickBooks, NetSuite, or Xero
  • Create rules to code card transactions and expenses
  • See all your bills, cards, employee expenses, and incoming transactions in one place
  • Easily review transactions with in-line receipts and notes

Your gateway to a longer runway

Accelerate your growth with Mercury Treasury and financing options integrated directly with your account.

Tap into industry expertise

Get the network and knowledge you need to navigate the obstacles of company building.

Connect with investors, founders, and experts via our startup success platform

Explore Mercury Raise
I immediately felt welcomed into the founder community. I’ve connected with and exchanged advice with other founders and learned about achieving PMF from AMAs. I highly recommend it.

Charles Meyer

Founder, My Better AI

Pricing that scales with you

Access powerful banking for free, and advanced financial workflows starting at $35/mo.

Mercury

$0/ Month

Powerful business banking and finance essentials.

Open Account

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.61% yield ($500K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation



Reimbursements

  • Reimburse up to 5 users/month


Closing the books

  • Xero

  • QuickBooks

Mercury Plus

$35/ Month

Everything Mercury offers, with more reimbursements and invoicing power.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.61% yield ($500K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 20 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

Mercury Pro

$350/ Month

Everything Mercury Plus offers,
with advanced workflows and dedicated support.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.61% yield ($500K minimum balance)

Bill pay

  • Unlimited bill payments

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 250 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

  • NetSuite

Tap into expertise

  • Relationship manager

    Also guaranteed at $10M+ balance

Compare All Features

Mercury enables over 200K startups of all sizes to operate at their highest level.

Disclaimers and footnotes

    Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.