Banking for
what you’re building

Startups of all sizes rely on Mercury as they create the next great companies. Apply in 10 minutes to try business banking as it should be.
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

100K+ venture-backed and bootstrapped startups build with Mercury.

Start with banking basics that just work

Store, manage, and move your funds. Explore Demo

Various Mercury accounts

Open FDIC-insured checking and savings accounts.1

3 overlapping Mercury cards

Easily issue employee debit and credit cards with custom limits.2

ACH, Wires, and Checks payment rails

Pay vendors and employees through ACH, wires, checks, and foreign exchange.

Bank with precision,
even at your highest speed

Startups move fast, so we’ve built a product that keeps you in control.

Stylized example of payment rules

Automate recurring payments, accounts payable, and other banking busywork.

Various company logos orbiting the Mercury logo

Save time with reliably seamless integrations, from QuickBooks to Stripe.

Stylized example of permissions control

Maintain control as you scale with granular employee permissions.

You might even enjoy yourself a little

Revel in clever shortcuts and extra levels of organization.

Pay $0/month.
Earn up to 5.43% yield.*

See Features and Pricing

We help founders across industries, stages, and business types build companies that last

Stages
Pre-seed
Series A
Other

Ryan Glasgow

CEO, Sprig

We’ve been with Mercury since the beginning, and while we’ve grown quickly, Mercury has grown with us. They’re just as useful with 90 million raised as they were at seed.

Open your account in 10 minutes or less

Scale smoothly and build to last on Mercury.

Open Account
* Mercury Treasury, by Mercury Advisory, LLC, an SEC-registered investment adviser, seeks to earn net returns up to 5.43% annually on your idle cash. Net yield numbers as of 02/26/2024, and assumes total Mercury deposits of $20M+.

Mercury Treasury, by Mercury Advisory, LLC, an SEC-registered investment advisor. Registration with the SEC does not imply a certain level of skill or training. SEC registration does not mean the SEC has approved of the services of the investment adviser.

Mercury Advisory, LLC (the “Firm”) is an investment management firm that offers a wrap fee program that allows small businesses to invest idle cash in relatively low-risk, short-term instruments. Please see the ADV Wrap Fee Brochure for further information regarding fees and conflicts.

The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.

Furthermore, the information set forth has been obtained from sources that the Firm believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Mercury Treasury and to provide general background information on such algorithmic investment program.
This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.

Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.

Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that the Firm is seeking to achieve over a particular period of time. Projected returns reflect the Firm’s performance estimate – i.e., the returns that the Firm believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about the Firm’s risk tolerances when managing the Mercury Treasury strategy and to provide information useful to a client or potential client when assessing how the Firm’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.

Mercury Treasury is not insured by the FDIC. Mercury Treasury are not deposits or other obligations of Choice Financial Group or Evolve Bank & Trust, and are not guaranteed by Choice Financial Group or Evolve Bank & Trust. Mercury Treasury products are subject to investment risks, including possible loss of the principal invested.
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

Footnotes

  1. Deposits in Mercury checking and savings accounts are held by our partner banks, Choice Financial Group and Evolve Bank & Trust®; Members FDIC. Through sweep networks, these funds become eligible for up to $5M in FDIC Insurance. Learn more here.
  2. The Mercury Debit Cards are issued by Choice Financial Group and Evolve Bank & Trust, Members FDIC, pursuant to licenses from MasterCard. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from MasterCard.
  3. To receive cashback, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default. Learn more about cashback.