Laptop featuring the Mercury product and IO credit card.

Banking for ambitious companies

Apply in 10 minutes for business banking that transforms how you operate.

Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

Let banking power your financial operations

Banking1

FDIC-insured accounts

Corporate credit cards2

Access credit faster

Mercury Treasury3

Lower-risk, high-liquidity portfolios

Payments

Send and receive money easily

Startup-friendly capital

Scale with Venture Debt or SAFEs

Automated workflows

Save time, eliminate errors

Speed without compromise

Efficiently manage your banking and financial operations from a single dashboard.

Complete any banking task in just a few clicks

Mercury combines the speed, simplicity, and smarts that I need to get back to running my business. Search for data or actions, all at your fingertips.

Lindsay Liu

CEO & co-founder, Super

Move funds securely and easily

Explore Demo
  • ACH with pull authorization rules
  • Free domestic & international wires (USD)
  • Fraud-resistant checks, mailed from your dashboard
  • Low 1% foreign exchange fee

Fast-track your growth with credit cards

Explore Cards
  • Unlimited 1.5% cashback4
  • Low deposit minimums
  • Virtual cards for instant spending
  • Spend management tools
  • No interest or annual fees

Bank with complete confidence

Get up to 20x the industry standard5 in FDIC insurance through our partner banks and sweep networks.

How Mercury Works

Untangle your financial workflows

Streamline your operations with real-time data from your bank account.

Close the books quickly and accurately with integrations

Mercury has definitely saved us time. This is time I can actually spend on trying to grow my business.

Jake Stein

CEO & co-founder, Common Paper

Control spend effortlessly with advanced rules

  • Manage card spend with flexible limits
  • Tailor permissions to each team member
  • Set up multi-admin approvals

Get time back with built-in automations

  • Set auto-transfer rules between accounts
  • Save time with drag-and-drop bill pay
  • Collect W-9 and payment info faster
  • Approve payments instantly via Slack

Your gateway to a longer runway

Accelerate your growth with Mercury Treasury and financing options integrated directly with your account.

Tap into industry expertise

Get the network and knowledge you need to navigate the obstacles of company building.

Connect with investors, founders, and experts via our startup success platform

Explore Mercury Raise
I immediately felt welcomed into the founder community. I’ve connected with and exchanged advice with other founders and learned about achieving PMF from AMAs. I highly recommend it.

Charles Meyer

Founder, My Better AI

Pay $0/month.
Earn up to 5.43% yield.3

  • Free checking and savings accounts
  • Zero monthly fees or overdraft fees
  • Free domestic and international (USD) wires
  • Free ACH transfers
  • Flat 1% fee currency exchange fee

Make your ambitions real

Mercury enables over 100K startups of all sizes to operate at their highest level.