Banking that shines at scale
Meet the all-in-one banking solution that grows with your company — from Series A, to IPO, and beyond.



Trusted by 100,000+ companies of every stage
The financial foundation for exponential growth
FDIC-insured checking & savings
Time-saving accounting features
Powerful team controls
1:1 relationship management

Features that propel your company onward and upward

Time-saving technology
Use built-in efficiencies to streamline your finances
Settle invoices with drag-and-drop bill pay, set auto-transfer rules to maintain a target balance, and auto-sync transactions to accounting tools like QuickBooks and Xero.

1:1 relationship management
Get personalized support from seasoned experts
Consult with dedicated relationship managers who are experts in scaling startups — and will take the time to understand yours.

Secure investing
Earn up to 5.50%* annual yield with Treasury
Park idle cash in lower-risk, highly liquid mutual funds — or for larger balances, build a custom portfolio with the help of our partners at Morgan Stanley.

Advanced Payroll
Process your payroll on autopilot
Keep a dedicated account for payroll within a target range, and authorize your payroll provider to pay your team quickly and securely through wire drawdowns.

cutting-edge security
Sleep easier with security that raises the bar
Log in seamlessly with tools like Touch ID while fraud monitoring and encryption measures keep your funds and data secure behind the scenes.
Control across the enterprise
credit cards
Streamline company spend
Easily create employee cards with pre-set limits and issue them in bulk to your entire org with Google Workspace — all while earning 1.5% cashback.¹.
Discover IO
Transparent pricing
- FDIC-insured checking & savings
- No monthly fees or overdraft fees
- Free domestic and international (USD) wires
- Free ACH transfers
- Flat 1% currency exchange fee
- 1.5% cashback on all credit spend¹
Answers to all of your questions
See full FAQMercury Treasury, by Mercury Advisory, LLC, an SEC-registered investment advisor. Registration with the SEC does not imply a certain level of skill or training. SEC registration does not mean the SEC has approved of the services of the investment adviser.
Mercury Advisory, LLC (the “Firm”) is an investment management firm that offers a wrap fee program that allows small businesses to invest idle cash in relatively low-risk, short-term instruments. Please see the ADV Wrap Fee Brochure for further information regarding fees and conflicts.
The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.
Furthermore, the information set forth has been obtained from sources that the Firm believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Mercury Treasury and to provide general background information on such algorithmic investment program.
Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.
Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that the Firm is seeking to achieve over a particular period of time. Projected returns reflect the Firm’s performance estimate – i.e., the returns that the Firm believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about the Firm’s risk tolerances when managing the Mercury Treasury strategy and to provide information useful to a client or potential client when assessing how the Firm’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.
Mercury Treasury is not insured by the FDIC. Mercury Treasury are not deposits or other obligations of Choice Financial Group or Evolve Bank & Trust, and are not guaranteed by Choice Financial Group or Evolve Bank & Trust. Mercury Treasury products are subject to investment risks, including possible loss of the principal invested.
Footnotes
- To receive cashback, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default. Learn more about cashback.
- The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.