Get growing with the IO credit card
Unlock unlimited cashback, higher credit limits, and spend management tools. Exclusively for Mercury account holders.
You must have an account with Mercury and meet deposit minimums to become eligible for IO.
Engineered for the startup journey
1.5% cashback on all spend
Easy and straightforward rewards
Higher credit limits for startups
Harness more spending power
Low cash balance minimum
Qualify with a $25K balance
Instant virtual cards for your team
Start spending immediately
Spend management tools
Maintain control as you scale
Simplify your finances
Consolidated banking and cards
Scale confidently with powerful spend management tools
Cards for your team
Issue as many cards as you need to your team – individually or in bulk with our Google Workspaces integration.
Get time back with built-in finance automations
- Close the books faster with QuickBooks and Xero integrations
- Ditch data entry with transaction categorization syncing
- Generate NetSuite-friendly reports
There's more to IO
- No interest, annual fees, or FX fees
- Mastercard Zero Liability and Fraud Protection
- Discounts on tools like Microsoft and Adobe
- Can help improve your business credit score
- Support when you need it via chat or email
Just one part of Mercury's full financial platform
If you have questions, we have answers
Ready, set, grow
Start spending – and growing – with credit cards available to Mercury account holders.