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Powerful banking. Simplified finances.

When you spend $10K on your debit or credit card within your first 90 days, get $500 cash.
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Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust®; Members FDIC.

Let banking power your financial operations

Your bank account1 should do more than hold your money. Now, it can.

Explore Demo

Speed without compromise

Efficiently manage your banking and financial operations from a single dashboard.

Complete any banking task in just a few clicks

An operator’s dream. Mercury combines the speed, simplicity, and smarts that I need to get back to running my business. Search for data or actions, all at your fingertips.

Lindsay Liu

CEO & co-founder, Super

Bank with complete confidence

Bar graph showing the difference between the industry standard of 250K FDIC insurance, and Mercury's expanded FDIC insurance of 5M.

Get up to 20x the industry standard4 in FDIC insurance through our partner banks and sweep networks.

How Mercury Works

All your financial workflows. Zero complexity.

When your bank account powers your critical financial workflows, you’re already in the flow.

Handle all your bills and invoices with precision

Explore Bill Pay
  • Hold your money for longer by eliminating third-party processing
  • Harness AI to populate bill details for you
  • Set multi-layered approvals and approve payments instantly via Slack
  • Never overpay with duplicate bill detection
  • Effortlessly build and track invoices (coming soon)

Control spend effortlessly at any size

  • Manage card spend with flexible limits
  • Tailor permissions to each team member
  • Lock cards to specific merchants
  • Easily spot duplicate subscriptions
  • Implement reimbursement policies in minutes (coming soon)

Close the books quickly and accurately

Explore Accounting Automations
  • Sync all your expenses to QuickBooks, NetSuite, or Xero
  • Create rules to code card transactions
  • See all your bills, cards, and bank transactions in one place
  • Send automated receipt nudges and easily review transactions

Your gateway to a longer runway

Accelerate your growth with Mercury Treasury5 and financing options integrated directly with your account.

Tap into industry expertise

Get the network and knowledge you need to navigate the obstacles of company building.

Connect with investors, founders, and experts via our startup success platform

Explore Mercury Raise
I immediately felt welcomed into the founder community. I’ve connected with and exchanged advice with other founders and learned about achieving PMF from AMAs. I highly recommend it.

Charles Meyer

Founder, My Better AI

Pricing that scales with you

Access powerful banking for free, and advanced financial workflows starting at $35/month.

Mercury enables over 200K startups of all sizes to operate at their highest level.

Disclaimers and footnotes

    Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.

    This page was reached through the use of an affiliate link. Certain affiliates may earn a commission from approved applications received through these links.

  1. Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC. Deposit insurance covers the failure of an insured bank.

  2. You must have an account with Mercury and meet deposit minimums to become eligible for IO.

  3. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard. To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default. Learn more about cashback.

  4. Mercury is a fintech company, not an FDIC-insured bank. Deposits in checking and savings accounts are held by our banking services partners, Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.

  5. Mercury Treasury, by Mercury Advisory, LLC, an SEC-registered investment adviser, seeks to earn net returns up to 4.54% annually on your idle cash. Net yield numbers as of , and assumes total Mercury deposits of $20M+.

    Treasury accounts are advised by Mercury Advisory LLC, an SEC-registered investment adviser (“Mercury Advisory”), and are custodied by Apex Clearing Corporation, a registered broker dealer and member FINRA / SIPC. Treasury accounts are not FDIC insured. For additional information about advisory services provided by Mercury Advisory, please refer to its ADV Wrap Fee Brochure.

    The performance discussed herein is historic and reflects an investment for a limited period of time. It should not be assumed that future investors would experience returns, if any, comparable to those illustrated herein. Past performance is not indicative of future returns. Investment results will fluctuate. Returns are not guaranteed. All investments are subject to the risk of loss, including the loss of principal. No representation is being made that an investment account has, will, or is likely to achieve profits or losses equal to the profits or losses shown. Actual returns will vary greatly and depend on personal and market conditions. Before investing, consider your financial goals and the costs of using the program.



    Furthermore, the information set forth has been obtained from sources that the Firm believes to be reliable; however, these sources cannot be guaranteed as to their accuracy or completeness. The information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. The information has been prepared solely for the purpose of determining your level of interest in Mercury Treasury and to provide general background information on such algorithmic investment program.



    This information contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “should,” “planned,” “estimated,” “potential” and other similar terms.



    Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the depicted investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting operations that could cause actual results to differ materially from projected results.



    Targeted returns (e.g., forward-looking statements of performance up to a stated return) reflects the returns that the Firm is seeking to achieve over a particular period of time. Projected returns reflect the Firm’s performance estimate – i.e., the returns that the Firm believes can be achieved using the advertised investment services. Target returns are presented to inform clients or potential clients about the Firm’s risk tolerances when managing the Mercury Treasury strategy and to provide information useful to a client or potential client when assessing how the Firm’s strategy fits within the investor’s overall portfolio. Target returns are not guarantees or promises of future return.



    Mercury Treasury is not insured by the FDIC. Mercury Treasury are not deposits or other obligations of Choice Financial Group, Column N.A., or Evolve Bank & Trust, and are not guaranteed by Choice Financial Group, Column N.A., or Evolve Bank & Trust. Mercury Treasury products are subject to investment risks, including possible loss of the principal invested.