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Mercury Books

AI-powered accounting built into Mercury

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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

The last accounting software you need

Double-entry accounting that pulls directly from your Mercury data.

  • Generate P&L, cash flow, and balance sheet reports

  • Sync all your Mercury data automatically

  • Connect your external financial platforms

  • Choose between cash and accrual accounting

  • Delegate tasks to Command AI

  • Take categorization and reconciliation off your list

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Chris P. sitting on a white sofa in a sunlit room with a slatted walnut wall behind him
Chris P. sitting on a white sofa in a sunlit room with a slatted walnut wall behind him
With Mercury Books, you can finally have your books and your banking in one place — it just makes sense.

Chris P.

Founder of Ridgewood

Banking and books, finally brought together

With everything in one place, your books are complete, current, and accurate.

Data across banking, cards, invoicing, and more are categorized automatically as you run your business.

Accounts reconcile in real time, always reflecting your company’s reality, without manual work.

Generate P&L, cash flow, and balance sheet reports from today’s numbers, not last quarter’s.

Link external bank accounts, cards, payroll platforms, and more for the complete story of your business.

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Try Books Demo

Intelligence that actually moves the close forward

Command erases manual work and gives you complete clarity, without relinquishing control.

Know what every dollar is doing

Ask Command anything about your finances — spend, trends, GL codes — and get immediate answers grounded in your account data.

Let Command clear the backlog

Offload work like writing journal entries, organizing your chart of accounts, categorization in bulk, and more.

The clarity you need. The power your accountant expects.

Built for how your advisor wants to work — and how you want to work with them.

  • Co-designed alongside accountants from leading firms
  • Invite your advisor or get an intro to one of our partners

Start closing faster today with Mercury Books

Existing Mercury customers can get started with Books in minutes. New to Mercury? Open an account to unlock Books.

  • Mercury Books

    Free trial

    $35/month. Free for all of 2026.
    Get started

  • Mercury

    $0/mo.

    Powerful banking and finance essentials included with every account.
    Open account

Frequently asked questions

Mercury Books is full double-entry accounting software, built directly into your Mercury account. It automatically captures your banking, card, invoicing, and bill pay activity, categorizes and reconciles it in real time, and gives you an always-current view of where your business stands. No imports, exports, or manual entry required.

Yes. Mercury Books is a complete accounting system — not an add-on or integration layer for another platform. If you’re currently using QuickBooks, or another accounting tool, Books is built to replace it, not sync with it.

Yes, Mercury Books is only available to Mercury account holders. If you don’t already have an account, you can apply here. Once approved, you can turn on Books from your dashboard.

Books connects to a growing set of third-party platforms, including Stripe, PayPal, and Gusto, with more integrations on the way.

Mercury Books is free for all of 2026. After that, it’s available for $35/month.

Yes. You can invite your bookkeeper or accountant directly to your Mercury account with permissions tailored to their role, or get matched with a vetted accounting partner if you don’t already have one. Books doesn’t have a cap on advisor seats.

Disclaimers and footnotes

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. Deposit insurance covers the failure of an insured bank.